>Tom.Reding at 19:14, 27 May 2021

2021-05-27T19:14:37Z

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'''Chandra Shekhar Ghosh,''' born in 1960 at [[Bishalgarh]] in [[Tripura]], India, is the founder, CEO and managing director of Bandhan Bank.<ref>{{cite news|title=Meet Bandhan CMD Chandra Shekhar Ghosh, the man who pipped Birlas and Ambanis for a bank license|url=http://articles.economictimes.indiatimes.com/2015-01-28/news/58547171_1_bandhan-financial-chandra-shekhar-ghosh-bank-license|access-date=26 February 2015|publisher=The Economic Times}}</ref>

==Education and early years==
Ghosh's father Haripada Ghosh owned a sweet shop in [[Tripura]].<ref>{{cite news|title=Bandhan founder Chandra Shekhar Ghosh: From sweet shop to bank owner|url=http://articles.economictimes.indiatimes.com/2014-04-04/news/48867133_1_chandra-shekhar-ghosh-bandhan-bank-licence|access-date=26 February 2015|publisher=The Economic Times}}</ref> Ghosh used to support his father at the shop along with his studies. Ghosh completed his Master's in statistics from [[Dhaka University]]. After completing his education he joined [[BRAC (NGO)|BRAC]] an NGO (non government organisation) in [[Bangladesh]]. After returning to [[India]], Ghosh worked with several NGOs. He quit his last job at Village Welfare Society and established Bandhan-Konnagar, an NGO in [[West Bengal]], which aimed to provide microfinance services to the marginalised and drive financial inclusion.<ref>{{cite web|title=Chandra Shekhar Ghosh's Bandhan banks on building ties with the underprivileged |url=http://forbesindia.com/article/leaderhip-awards-2014/chandra-shekhar-ghoshs-bandhan-banks-on-building-ties-with-the-underprivileged/38837/0|work=Forbes|access-date=26 February 2015}}</ref>

==Bandhan and Bandhan Bank==
Ghosh started Bandhan-Konnagar in 2001 with a [[financial capital|capital]] of [[Indian rupee|INR]] 2,00,000 and three employees in [[Kolkata]], [[West Bengal]]. The [[non-governmental organisation|NGO]] provided [[microfinance]] services to [[small business|small]] and [[marginalised]] [[Female entrepreneurs|women entrepreneurs]] in areas not assisted by formal [[banking services]]. In 2009, Ghosh transferred the [[microfinance]] [[Portfolio (finance)|portfolio]] of the [[non-governmental organisation|NGO]] to the [[non-banking financial company|NBFC]] that he had [[business acquisition|acquired]]. in 2010, Bandhan was recognised as the largest microfinance entity in [[India]].<ref>{{Cite web|url=https://indiamicrofinance.com/bandhan-microfinance-overtakes-sks-indias-largest-mfi.html|title=Bandhan microfinance overtakes SKS as India's largest MFI - News Digest|date=2011-11-15|website=India Microfinance|language=en-US|access-date=2019-09-24}}</ref>

In 2014, the [[Reserve Bank of India]] granted an approval for [[banking licence]] to Bandhan.<ref>{{cite news|title=For Chandra Shekhar Ghosh, it was not easy to start off Bandhan|url=http://businesstoday.intoday.in/story/bndhans-chandra-shekhar-ghosh-rags-to-riches-journey/1/205444.html|access-date=26 February 2015|publisher=Business Today}}</ref><ref>{{cite news|title=Chandra Shekhar Ghosh, microlender to banker who beat titans|url=http://www.hindustantimes.com/business-news/chandra-shekhar-ghosh-microlender-to-banker-who-beat-titans/article1-1216523.aspx|access-date=26 February 2015|publisher=The Hindustan Times}}</ref><ref>{{cite news|title=Lunch with BS: Chandra Shekhar Ghosh|url=http://www.business-standard.com/article/opinion/lunch-with-bs-chandra-shekhar-ghosh-112090400002_1.html|access-date=26 February 2015|publisher=Business Standard}}</ref> [[Bandhan Bank]] started operations on August 23, 2015, with Ghosh as the [[Chief executive officer#UK|MD]] & [[Chief executive officer|CEO]]. This is the first instance of a [[microfinance]] enterprise getting the [[banking licence]] in [[India]] and also the first instance of a [[universal bank]] being set up in [[Eastern India]] since [[Dominion of India|Independence]].

==Industry Affiliations==
Mr. Ghosh is the Past Chairman, Confederation of Indian Industry (CII), Eastern Region. He is also Past Chairman of CII’s Economic Affairs, Finance & Taxation Committee, presently a Member at the same. He also Co-Chairs the Financial Inclusion Committee of Federation of Indian Chambers of Commerce and Industry (FICCI). He is the Past President of the Bengal Chamber of Commerce and Industry (BCC&I).

==Awards==

* Senior Ashoka Fellow - 2007<ref>{{cite web|title=Winners - 2007|url=https://www.ashoka.org/en-IN/fellow/chandra-shekhar-ghosh|publisher=Ashoka {{!}} Awards}}</ref>
*Forbes Entrepreneur with Social Impact 2014<ref>{{cite web|title=Winners - 2014|url=http://forbesindia.com/awards/leadership/winner2014.html|work=Forbes India|access-date=26 February 2015}}</ref>
* ET Entrepreneur of the Year 2014<ref>{{cite news|title=ET Awards 2014: Chandra Shekhar Ghosh is Entrepreneur of the Year for building Bandhan from scratch|url=http://articles.economictimes.indiatimes.com/2014-10-01/news/54516950_1_bandhan-financial-services-chandra-shekhar-ghosh-banking-licence|access-date=26 February 2015|publisher=The Economic Times}}</ref>
*Lifetime contribution to the microfinance sector by an individual - 2015
*C. Rangarajan Award for Excellence in Banking - 2017
*Business World Magna Awards - Banker of the Year 2019 <ref>{{Cite web|url=http://businessworld.in/article/We-Need-More-Bandhans-Across-India-Says-Chandra-Shekhar-Ghosh/02-06-2019-171295|title=We Need More Bandhans Across India, Says Chandra Shekhar Ghosh|last=Jha|first=Suman K.|website=BW Businessworld|language=en|access-date=2019-09-24}}</ref>

==Family==
Ghosh lives in [[Kolkata]] along with his wife Nilima Ghosh and 21-year-old son Angsuman Ghosh.

==References==
{{Reflist|30em}}

{{Authority control}}

{{DEFAULTSORT:Ghosh, Chandra Shekar}}
[[Category:Living people]]
[[Category:1960 births]]
[[Category:Businesspeople from Kolkata]]
[[Category:University of Dhaka alumni]]
[[Category:Bandhan Bank]]

Chandra Shekhar Ghosh - Revision history

>Tom.Reding at 19:14, 27 May 2021