https://indianpedia.org/index.php?action=history&feed=atom&title=Jammu_and_Kashmir_Grameen_BankJammu and Kashmir Grameen Bank - Revision history2026-08-01T06:06:07ZRevision history for this page on the wikiMediaWiki 1.45.4https://indianpedia.org/index.php?title=Jammu_and_Kashmir_Grameen_Bank&diff=505561&oldid=prevWilfredBirmingha at 13:53, 11 March 20262026-03-11T13:53:57Z<p></p>
<p><b>New page</b></p><div>{{Short description|Regional Rural Bank in Jammu and Kashmir, India}}<br />
{{Use Indian English|date=September 2025}}<br />
{{Use dmy dates|date=September 2025}}<br />
{{Infobox company<br />
| name = Jammu and Kashmir Grameen Bank<br />
| logo = Jkgb logo.png<br />
| logo_size = 400<br />
| caption = <br />
| native_name = '''जम्मू एवं कश्मीर ग्रामीण बैंक'''<br />
| native_name_lang = hi<br />
| image = <br />
| type = [[Regional Rural Bank]]<br />
| traded_as = <br />
| predecessor = J&K Grameen Bank<br />
Ellaquai Dehati Bank<br />
| successor = <br />
| foundation = {{Start date and age|2025|05|01}}<br />
| founder = <br />
| defunct = <!-- {{End date|df=yes|YYYY|MM|DD}} --><br />
| hq_location = <br />
| location_city = [[Jammu]], [[Jammu and Kashmir (union territory)|Jammu And Kashmir]]<br />
| location_country = [[India]]<br />
| area_served = [[Jammu and Kashmir (union territory)|Jammu And Kashmir]], [[Ladakh]]<br />
| key_people = '''Mr. Sanjay Gupta''' (Chairman)<br />
| industry = [[Financial]]<br />[[Regional Rural Bank]]s<br />
| products = {{ubl|[[Retail banking]]|[[Corporate banking]]|[[Mortgage loan]]s| [[Private banking]]|[[Insurance]] }}<br />
| production = <br />
| services = {{Unbulleted list|[[Financial services]]|[[Banking]]}}<br />
| revenue = <br />
| operating_income = <br />
| net_income = <br />
| aum = <!-- Only used with financial services companies --><br />
| assets = <br />
| equity = <br />
| owner = [[Government of India]] (50%)<br />
[[Government of Jammu and Kashmir]] (15%)<br />
[[Jammu & Kashmir Bank]] (35%)<br />
| num_locations = 330 Branches<br />
| num_employees = <br />
| parent = [[Ministry of Finance (India)|Ministry of Finance]], [[Government of India]]<br />
| divisions = <br />
| subsid = <br />
| homepage = {{ubl|{{URL|https://www.jkgrameen.bank.in/}}|{{URL|https://onlinebanking.jkgrameen.bank.in/}}}}<br />
| footnotes = <br />
}}<br />
<br />
The ''' Jammu and Kashmir Grameen Bank (JKGB)''' is an Indian [[Regional Rural Bank]] (RRB) in UT of [[Jammu and Kashmir (union territory)|Jammu And Kashmir]] and in UT of [[Ladakh]] established on 1 May 2025.<ref>Govt of India Notification CG-DL-E-07042025-262329 dated 07 April 2025 issued by the Department of Financial Services</ref><ref>{{cite web | url=https://www.business-standard.com/amp/industry/banking/govt-announces-one-state-one-rrb-implementation-from-may-1-2025-125040800039_1.html | title=Govt announces 'One State, One RRB' implementation from May 1, 2025 }}</ref> The bank was formed by the amalgamation of J&K Grameen Bank and Ellaquai Dehati Bank under The "One State, One RRB"<ref>{{cite web | title='One state-one RRB' to be effective from May 1 after govt approves consolidation of 15 regional rural banks | work=Livemint | date=8 April 2025 | url=https://www.livemint.com/economy/one-state-one-rrb-to-be-effective-from-may-1-after-govt-approves-consolidation-of-15-regional-rural-banks-11744118507326.html }}</ref> policy of government. It currently has 330 branches in UTs of [[Jammu and Kashmir (union territory)|Jammu And Kashmir]] and [[Ladakh]].<br />
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It functions under Regional Rural Banks' Act 1976 and is sponsored by [[Jammu & Kashmir Bank]].<br />
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== History ==<br />
=== J&K Grameen Bank ===<br />
'''J&K Grameen Bank(JKGB)''' was an Indian [[Regional Rural Bank]] headquartered in [[Jammu]], [[Jammu and Kashmir (union territory)|Jammu and Kashmir]] [[India]]. It was established in 2009 as a [[Regional Rural Bank]] as per Regional Rural Banks Act of 1976. By amalgamation, on 30th June 2009, of the following 2 banks, '''Jammu Rural Bank''' and '''Kamraz Rural Bank''' both sponsored by [[Jammu & Kashmir Bank]] with its Head Office at Narwal, [[Jammu]], vide GoI notification under Sub section (i) of Section 23-A of the RRB Act 1976 (21 of 1976) and commenced its business from 01.07.2009. Bank is having share holding of 50% by Govt. of India, 35% from the Sponsor Bank (J&K Bank) & 15% from Govt. of J&K (Union Territory). The operational area of the Bank covers thirteen (13) Districts, i.e. 11 Districts in the Union Territory (UT) of Jammu & Kashmir and 2 Districts in the UT of Ladakh. The network of the Bank consists of Six Regional Offices and 216 branches i.e. 212 branches in the UT of Jammu & Kashmir and 4 branches in the UT of Ladakh. It is under the [[ownership]] of [[Ministry of Finance (India)|Ministry of Finance]], [[Government of India]].<ref>{{cite web | url=https://www.jkgb.in/history.aspx | title=J&K Gramin Bank history}}</ref><br />
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=== Ellaquai Dehati Bank ===<br />
'''Ellaquai Dehati Bank''' was an Indian [[Regional Rural Bank]] headquartered in [[Shrinagar]], India. It was established on 16th july 1979 as a [[Regional Rural Bank]] as per Regional Rural Banks Act of 1976. It is sponsored by [[State Bank of India|SBI]]. Government of India, State Bank of India, and Government of Jammu & Kashmir are the joint owners of the Bank. The Bank has its presence in both the divisions of the Union Territory and has at present a network of 110 Branches and 3 extension counters spread across thirteen districts of the Union Territory (Srinagar, Budgam, Ganderbal, Anantnag, Pulwama, Shopian, Kulgam, Jammu, Udhampur, Reasi, Ramban, Doda, and Samba). It was under the [[ownership]] of [[Ministry of Finance (India)|Ministry of Finance]], [[Government of India]]. Sh. Fayaz Ahmad Wani was the chairman of the bank at the time of amalgamation.<ref>{{cite web | url=https://www.edb.org.in/about.php | title=Ellaquai Dehati Bank about info}}</ref><br />
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== Logo ==<br />
{{Unreferenced section|date=October 2025}}<br />
[[File:RRB LOGO new.png|thumb|295x295px|RRB logo used since August 1, 2025]]<br />
The identity boasts symmetry, stability and craftsmanship.<br />
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Key elements include<br />
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*'''''Upward Arrow''''', symbolizing Progress and Growth<br />
*'''''Hands''''', embodying Nurturing and Care <br />
*'''''Flame''''', symbolizing enlightentment and warmth<br />
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The Regional Rural Bank logo selection process involved a public poll conducted by [[NABARD]] in June 2025 to choose a new, common logo for the amalgamated [[Regional Rural Bank]]s in India, the initiative aimed at creating a unified brand identity for rural banking after the amalgamation of several RRBs. the poll allowed participants to vote on six logo concepts and nine design variations. The initiative was called '''''OneRRBOneLogo''''' reflecting the vision of having a single identity for the RRBs.<br />
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== Branch Network == <br />
{{Unreferenced section|date=October 2025}}<br />
The network of the Bank consists of Eight Regional Offices and 330 branches i.e. 326 branches in the UT of Jammu & Kashmir and 4 branches in the UT of Ladakh.<br />
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== See also ==<br />
{{Portal|Banks}}<br />
* [[List of banks in India]]<br />
* [[Regional rural bank]]<br />
* [[Public sector banks in India]]<br />
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== References ==<br />
{{reflist}}<br />
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==External links==<br />
* [https://www.jkgrameen.bank.in/ Official site]<br />
* [https://onlinebanking.jkgrameen.bank.in Internet Banking]<br />
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{{Banking in India}}<br />
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[[Category:Banks established in 2025]]<br />
[[Category:Regional rural banks of India]]<br />
[[Category:2025 establishments in Jammu and Kashmir]]<br />
[[Category:Indian companies established in 2025]]<br />
[[Category:Economy of Jammu and Kashmir]]</div>WilfredBirmingha