Meemobaidullah at 13:28, 1 December 2025

2025-12-01T13:28:13Z

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{{Short description|Defuncted Indian regional bank}}
{{Use Indian English|date=November 2015}}
{{Use dmy dates|date=February 2020}}
{{Infobox company
| name =
| logo =
| native_name =
| type = [[Bank]]
| industry = [[Banking]], [[Insurance]], [[Capital Markets]] and allied industries
| genre = 
| predecessor =
| foundation = {{Start date |1978|12|1|df=yes}}
| defunct = {{End date |2013|8|23 |df=yes}}
| fate = Merged with newly formed [[Pragathi Krishna Gramin Bank]]
| successor = [[Pragathi Krishna Gramin Bank]]
| location_city = [[Kalaburagi]]
| location_country = [[India]]
| locations =
| area_served = [[Karnataka]]
| key_people =
| products = [[Deposit (finance)|Deposits]], [[Personal banking|Personal Banking Schemes]], C & I Banking Schemes, Agri Banking Schemes, [[Small and medium enterprises|SME Banking Schemes]]
| services = Loans, Deposits, [[Automated teller machine|ATM Services]], [[National Electronic Fund Transfer|National Electronic Fund Transfer (NEFT)]], Internet Banking, Debit Card
| num_employees =
| parent = [[State Bank of India|SBI]] (35%)
| homepage = {{URL|https://karnatakagraminbank.com/}}
}}

'''Krishna Grameena Bank''' was an Indian [[Regional Rural Bank]] (RRB) established under 1976 Act for Regional Rural Banks. It was merged into [[Pragathi Krishna Gramin Bank]] in August 2013 which would later be merged into [[Karnataka Gramin Bank]].

While it was operating it was a Scheduled Rural Bank owned by [[State Bank of India]] (35%), [[Government of India]] (50%) and [[Government of Karnataka]] (15%), working as per instructions of the [[Reserve Bank of India]] and carried out multiple types of transactions in banking business. The Bank operated in the districts of [[Kalaburagi district|Kalaburagi]], [[Bidar district|Bidar]] and [[Yadgir district|Yadgir]] of [[Karnataka]] state in the southwestern region of India, and was headquartered at [[Kalaburagi]].<ref name=":1">{{cite web|last1=Bank|first1=Krishna Gramin Bank|date=13 February 2010|title=ABOUT US|url=http://www.krishnagrameenabank.com/areaoffices.html|url-status=dead|archive-url=https://web.archive.org/web/20100213173951/http://www.krishnagrameenabank.com/areaoffices.html|archive-date=13 February 2010|work=Krishna Grameena Bank}}</ref><ref>{{Cite web|title=Krishna Grameena Bank - Branches, ATMs, IFSC Codes, MICR Codes, Swift Codes|url=http://www.getbankcode.com/banks/krishna-grameena-bank|access-date=2021-12-21|website=www.getbankcode.com}}</ref>

== History ==
[[Regional Rural Bank|RRBs]] were set up in India specially to cater to the basic banking needs of rural people, to enhance rural economy and development of the rural areas and to ensure the employment for the people from Rural sector. Like Public Sector Banks, RRBs were established by [[Government of India]] and are also Scheduled Banks, since they worked as per the rules of the Indian Reserve Bank.<ref name=":3">{{cite web|last1=Bank|first1=Krishna Gramin Bank|date=13 February 2010|title=ABOUT US|url=http://www.krishnagrameenabank.com/contactus.html|url-status=dead|archive-url=https://web.archive.org/web/20100212050632/http://www.krishnagrameenabank.com/contactus.html|archive-date=12 February 2010|work=Krishna Grameena Bank}}</ref><ref>{{Cite web| title=Scope of application | url=https://sbi.co.in/documents/17826/34475/1364204943265_BASE_II_DISCLOSURE_311212_ENGLISH.pdf | archive-url=https://web.archive.org/web/20211221053911/https://sbi.co.in/documents/17826/34475/1364204943265_BASE_II_DISCLOSURE_311212_ENGLISH.pdf | archive-date=2021-12-21}}</ref>

Krishna Grameena Bank was established with Head Office at [[Kalaburagi]] on 1 December 1978.<ref name=":0">{{cite web|last1=Bank|first1=Krishna Gramin Bank|date=15 October 2013|title=ABOUT US|url=http://www.krishnagrameenabank.com/aboutus.html|url-status=dead|archive-url=https://web.archive.org/web/20131015221806/http://www.krishnagrameenabank.com/aboutus.html|archive-date=15 October 2013|work=Krishna Grameena Bank}}</ref><ref>{{Cite web | title=Digital Sansad | url=https://rajyasabha.nic.in/Documents/session_journals/sessionno/227/13122012.pdf | access-date=2025-11-25 | website=rajyasabha.nic.in}}</ref>

{{As of|2005}}, Krishna Grameena Bank had 119 branches, out of which 94 were in rural areas. It bagged Third Prize from [[National Bank for Agriculture and Rural Development]] for fulfilling the guidelines of [[NABARD]] under SHG Bank Linkage Program in Karnataka state (2005/2006). Krishna Grameena Bank was one among the two Regional Rural Banks in India, picked by [[NABARD]] for execution of Pilot basis Smart Cards, where Micro-Processor Cards were used by members of SHG to check the account balances in their [[Savings bank|Savings bank account]] and to withdraw cash from their respective savings bank accounts avoiding the intervention of the Bank staff or Rural Development Officer.<ref name=":0" /><ref name=":2">{{cite web|last1=Bank|first1=Krishna Gramin Bank|date=13 February 2010|title=ABOUT US|url=http://www.krishnagrameenabank.com/branches.html|url-status=dead|archive-url=https://web.archive.org/web/20100213173957/http://www.krishnagrameenabank.com/branches.html|archive-date=13 February 2010|work=Krishna Grameena Bank}}</ref>

On 23 August 2013, it was merged with [[Pragathi Gramin Bank]] to form [[Pragathi Krishna Gramin Bank]].<ref name=":4">{{cite web|last1=Bank|first1=Pragathi Krishna Gramin Bank|date=3 January 2014|title=ABOUT US|url=http://pragathikrishnabank.com/origin-content/origin-of-bank.html|url-status=dead|archive-url=https://web.archive.org/web/20140103235625/http://pragathikrishnabank.com/origin-content/origin-of-bank.html|archive-date=3 January 2014|work=Pragathi Krishna Gramin Bank}}</ref><ref name=":5">{{cite web|last1=Bank|first1=Krishna Gramin Bank|date=1 October 2013|title=ABOUT US|url=http://www.krishnagrameenabank.com/|url-status=dead|archive-url=https://web.archive.org/web/20131001222253/http://www.krishnagrameenabank.com/|archive-date=1 October 2013|work=Krishna Grameena Bank}}</ref><ref>{{Cite news|title=Karnataka RRBs merged post ministry notification|work=The Economic Times|url=https://economictimes.indiatimes.com/karnataka-rrbs-merged-post-ministry-notification/articleshow/1242342.cms|access-date=2021-12-21}}</ref>

== See also ==
* [[Indian banking]]
* [[List of banks in India]]
* [[Kaveri Grameena Bank]]

== References ==
{{reflist}}

{{Banking in India}}
{{SBI}}

[[Category:Regional rural banks of India]]
[[Category:Banks based in Karnataka]]
[[Category:Companies based in Kalaburagi]]
[[Category:Banks established in 1978]]
[[Category:Indian companies established in 1978]]
[[Category:1978 establishments in Karnataka]]
[[Category:Banks disestablished in 2013]]
[[Category:Indian companies disestablished in 2013]]
[[Category:2013 disestablishments in Karnataka]]
[[Category:State Bank of India]]

Krishna Grameena Bank - Revision history

Meemobaidullah at 13:28, 1 December 2025