Leopoldo10S at 23:09, 20 April 2025

2025-04-20T23:09:54Z

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{{Short description|Health insurance scheme from theGovernment of Kerala}}

'''Medical Insurance Scheme for State Employees and Pensioners''' (abbr'''. MEDISEP''') is an [[insurance]] scheme launched by the [[Government of Kerala]] to provide comprehensive [[health insurance]] coverage to all serving State Government employees and [[pensioner]]s. The beneficiaries include newly recruited employees and their family, part time employees, all staff of aided schools and colleges and their family, pensioners and their spouses and family pensioners.

The scheme was formally inaugurated by the [[Chief Minister of Kerala]] on 1 July 2022. Within six months of its launch, the scheme attracted more than a total of 2.9 million beneficiaries and dependents and a participation of 480 hospitals most of which are located within [[Kerala]]. The scheme is envisaged to provide cashless medical assistance with a comprehensive coverage up to {{currency|3|INR}} [[lakh]]s per year. The annual premium is {{INR|4800}} plus 18 per cent [[Goods and Services Tax (India)|GST]] for the policy period of 2022–24. A monthly premium of {{INR|500}} is being deducted from the salary of June 2022 and pension of July 2022 onward. MEDISEP is being implemented through [[The Oriental Insurance Company]], a public sector insurance company.<ref>{{cite news |title=Kerala Govt to roll out MEDISEP scheme for State Government employees from 1st July |url=https://newsonair.gov.in/Main-News-Details.aspx?id=443199 |access-date=14 January 2023 |agency=All India radio |date=24 June 2022}}</ref><ref>{{cite news |last1=C Maya |title=Medisep meets an unmet need of pensioners |url=https://www.thehindu.com/news/national/kerala/medisep-meets-an-unmet-need-of-pensioners/article65768860.ece |access-date=14 January 2023 |publisher=The Hindu |date=14 August 2022}}</ref><ref>{{cite web |title=Dashboard |url=https://medisep.kerala.gov.in/Dashboard/pages/dashboard.jsp |website=MEDISEP |publisher=Government of Kerala |access-date=14 January 2023}}</ref><ref>{{cite web |title=Downloads (GO(P) No 70/22/Fin Dated 23-06-2022 Medisep Scheme Implementation) |url=https://medisep.kerala.gov.in/CircularView.jsp |website=MEDISEP |publisher=Government of Kerala |access-date=14 January 2023}}</ref>

==References==
{{reflist}}

==External links==
*[https://medisep.kerala.gov.in/ Official website of the MEDISEP scheme]

[[Category:Health insurance in India]]

MEDISEP - Revision history

Leopoldo10S at 23:09, 20 April 2025