History of Regional Rural Banks in Uttar Pradesh

Created by Igorsiw
Last edited February 3, 2026



UPGB logo used since August 1, 2025

The Regional Rural Banks (RRBs) were established under the provision of RRBs Act, 1976, Act No. 21 of 1976 [9 February 1976].[1] with an objective to create an alternative channel to the cooperative credit structure so as to facilitate an expanded bandwidth of institutional credit for agriculture and rural sector. It started with 5 RRBs in the year 1975, first RRB was setup on 2nd October, 1975 under the provisions of the Ordinance promulgated on 26th September, 1975, for the purpose of development of agriculture, trade, commerce, industry and other productive activities in the rural areas, credit and other facilities, particularly to small and marginal farmers, agricultural labourers, artisans and small entrepreneurs, and for matters connected therewith and incidental thereto. RRBs carry the basic mandate of ensuring rural development and foster financial inclusion.

RRBs in the last 5 decades have transformed rural banking in providing easy access to financial services.

Initially there were 36 RRBs functional in Uttar Pradesh since 1975. Out of which 1 RRB Kshetriya Kisan Gramin Bank was sponsored by Uttar Pradesh state Co-operative Bank Ltd.

Prathama Bank, with head office in Moradabad, Uttar Pradesh was the first RRB established on October 2, 1975. It was sponsored by Syndicate Bank and had an authorized capital of Rs. 5 crore.[2]

Amalgamations

This is the list of amalgamations held in Uttar Pradesh at various points of time [3]

Amalgamation during financial year 2005-06

In the financial year 2005-06, 23 RRBs amalgamated to form 7 RRBs

S.No. Name Head Office Sponsor Bank
1 Baroda Eastern Uttar Pradesh Gramin Bank Bank of Baroda
2 Baroda Western Uttar Pradesh Gramin Bank Bank of Baroda
3 Kashi Gomti Samyukt Gramin Bank Varanasi Union Bank of India
4 Lucknow Kshetriya Gramin Bank Sitapur Allahabad Bank
5 Purvanchal Gramin Bank Gorakhpur State Bank of India
6 Triveni Kshetriya Gramin Bank Orai Allahabad Bank
7 Uttar Pradesh Gramin Bank Meerut Punjab National Bank

Amalgamation during financial year 2006-07

S.No. Name Head Office Sponsor Bank Date of Establishment Amalgamated Bank Head Office Sponsor Bank Date of Establishment
1 Aligarh Kshetriya Gramin Bank Aligarh Canara Bank Shreyas Gramin Bank Aligarh Canara Bank June 1, 2006
2 Etah Gramin Bank Etah 1977
3 Jamuna Gramin Bank Agra
4 Avadh Gramin Bank Bank of India June 7, 1977 Aryavart Gramin Bank Lucknow Bank of India October 3, 2006
5 Barabanki Gramin Bank Barabanki March 26, 1976
6 Farrukhabad Gramin Bank Farrukhabad March 29, 1976

Amalgamation during financial year 2007-08

S.No. Name Head Office Sponsor Bank Amalgamated Bank Head Office Date of Establishment Sponsor Bank
1 Devi Patan Gramin Bank Gonda Punjab National Bank Sarva U.P. Gramin Bank[4] Meerut November 23, 2007 Punjab National Bank
2 Kisan Gramin Bank Budaun
3 Rani Laxmi Bai Kshetriya Gramin Bank Jhansi
4 Uttar Pradesh Gramin Bank Meerut
5 Baroda Eastern Uttar Pradesh Gramin Bank Bank of Baroda Baroda Uttar Pradesh Gramin Bank Raebareli March 31, 2008 Bank of Baroda
6 Baroda Western Uttar Pradesh Gramin Bank

Amalgamation during financial year 2009-10

S.No. Name Head Office Sponsor Bank Amalgamated Bank Head Office Date of Establishment Sponsor Bank
1 Balliya Kshetriya Gramin Bank Balliya Central Bank of India Balliya Etawah Kshetriya Gramin Bank Balliya January 1, 2010 Central Bank of India
2 Etawah Kshetriya Gramin Bank Etawah
3 Lucknow Kshetriya Gramin Bank Sitapur Allahabad Bank Allahabad UP Gramin Bank Banda March 2, 2010 Allahabad Bank
4 Triveni Kshetriya Gramin Bank Orai

Amalgamation during financial year 2012-13

S.No. Name Head Office Date of Establishment Sponsor Bank Amalgamated Bank Head Office Sponsor Bank Date of Establishment
1 Aryavart Gramin Bank Lucknow October 3, 2006 Bank of India Aryavart Kshetriya Gramin Bank Lucknow Bank of India October 1, 2012
2 Kshetriya Kisan Gramin Bank Mainpuri May 20, 1980 Uttar Pradesh State Co-operative Bank Ltd.

Amalgamation during financial year 2013-14

S.No. Name Head Office Sponsor Bank Date of Establishment Amalgamated Bank Head Office Sponsor Bank Date of Establishment
1 Purvanchal Gramin Bank Gorakhpur State Bank of India 2005 Purvanchal Bank Gorakhpur State Bank of India 2013
2 Balliya Etawah Gramin Bank Balliya Central Bank of India January 1, 2010
3 Aryavart Kshetriya Gramin Bank Lucknow Bank of India October 1, 2012 Gramin Bank of Aryavart Lucknow Bank of India April 1, 2013
5 Shreyas Gramin Bank Aligarh Canara Bank June 1, 2006

Amalgamation during financial year 2019-20

S.No. Name Head Office Sponsor Bank Date of Establishment Amalgamated Bank Head Office Sponsor Bank Date of Establishment
1 Gramin Bank of Aryavart Lucknow Bank of India April 1, 2013 Aryavart Bank Lucknow Bank of India April 1, 2019
2 Allahabad UP Gramin Bank Banda Allahabad Bank March 2, 2010
3 Prathama Bank Moradabad Syndicate Bank October 2, 1975 Prathama U.P. Gramin Bank Moradabad Punjab National Bank
4 Sarva U.P. Gramin Bank Meerut Punjab National Bank November 23, 2007

Amalgamation during financial year 2020-21

Union Bank of India had sponsored four RRBs in India out of which three were in U.P namely, Kashi Gramin Bank, Gomti Gramin Bank and Samyut Kshetriya Gramin Bank. Samyut Khetriya Gramin Bank established on 6th Jan 1976, with its Head Office at AZAMGARH. It covered four districts It had 168 branches.

S.No. Name Head Office Sponsor Bank Date of Establishment Amalgamated Bank Head O fice Sponsor Bank Date of Establishment
1 Baroda Uttar Pradesh Gramin Bank Raebareli Bank of Baroda March 31, 2008 Baroda U.P. Bank[5] Gorakhpur Bank of Baroda April 1, 2020
2 Kashi Gomti Samyukt Gramin Bank Varanasi Union Bank of India September 2005
3 Purvanchal Bank Gorakhpur State Bank of India 2013

Amalgamation during financial year 2025-26

S.No. Name Head Office Sponsor Bank Amalgamated Bank Head Office Sponsor Bank Date of Establishment
1 Aryavart Bank A-2/46,
Vijay Khand,
Gomti Nagar,
Lucknow
226010[6]
Bank of India Uttar Pradesh Gramin Bank[7][8] 2nd and 3rd floor, NBCC Commercial Complex, Vardan Khand, Gomti Nagar Extension
Lucknow, Uttar Pradesh - 226010[9]
Bank of Baroda May 1, 2025
2 Baroda U.P. Bank Taramandal,
Gorakhpur
273016
Bank of Baroda
3 Prathama U.P. Gramin Bank Ram Ganga Vihar Phase 2,
Moradabad
244001
Punjab National Bank

References

  1. The Regional Rural Banks Act, 1976
  2. The largest rewrite of the banking history and merger's cultural traps. Business Standard India(2019-09-07). Retrieved 2021-06-02.
  3. Government's RRB Consolidation Drive reduces RRBs from 196 to 28 Under 'One State-One RRB' Policy to Boost Efficiency and Financial Strength. Press Information Bureau (pib). Retrieved 2025-10-24.
  4. Sarva U.P. Gramin Bank.
  5. दैनिक जागरण: बैंकों का विलय : एक हुए UP के तीन बैंक, अब बड़ौदा यूपी बैंक नाम से जाने जाएंगे.
  6. Before the merger, the Aryavart Bank head office was already located from A-2/46, Vijay Khand, Gomti Nagar, Lucknow to 2nd and 3rd floor, NBCC Commercial Complex, Vardan Khand, Gomti Nagar Extension, Lucknow, Uttar Pradesh, 226010. The new building for this head office was inaugurated on April 1, 2025, shortly before the official merger date.
  7. Govt announces 'One State, One RRB' implementation from May 1, 2025.
  8. about us :: Uttar Pradesh Gramin Bank.
  9. UPGB headquarters building used since April 1, 2025