
The Regional Rural Banks (RRBs) were established under the provision of RRBs Act, 1976, Act No. 21 of 1976 [9 February 1976].[1] with an objective to create an alternative channel to the cooperative credit structure so as to facilitate an expanded bandwidth of institutional credit for agriculture and rural sector. It started with 5 RRBs in the year 1975, first RRB was setup on 2nd October, 1975 under the provisions of the Ordinance promulgated on 26th September, 1975, for the purpose of development of agriculture, trade, commerce, industry and other productive activities in the rural areas, credit and other facilities, particularly to small and marginal farmers, agricultural labourers, artisans and small entrepreneurs, and for matters connected therewith and incidental thereto. RRBs carry the basic mandate of ensuring rural development and foster financial inclusion.
RRBs in the last 5 decades have transformed rural banking in providing easy access to financial services.
Initially there were 36 RRBs functional in Uttar Pradesh since 1975. Out of which 1 RRB Kshetriya Kisan Gramin Bank was sponsored by Uttar Pradesh state Co-operative Bank Ltd.
Prathama Bank, with head office in Moradabad, Uttar Pradesh was the first RRB established on October 2, 1975. It was sponsored by Syndicate Bank and had an authorized capital of Rs. 5 crore.[2]
Amalgamations
This is the list of amalgamations held in Uttar Pradesh at various points of time [3]
Amalgamation during financial year 2005-06
In the financial year 2005-06, 23 RRBs amalgamated to form 7 RRBs
| S.No. | Name | Head Office | Sponsor Bank |
|---|---|---|---|
| 1 | Baroda Eastern Uttar Pradesh Gramin Bank | Bank of Baroda | |
| 2 | Baroda Western Uttar Pradesh Gramin Bank | Bank of Baroda | |
| 3 | Kashi Gomti Samyukt Gramin Bank | Varanasi | Union Bank of India |
| 4 | Lucknow Kshetriya Gramin Bank | Sitapur | Allahabad Bank |
| 5 | Purvanchal Gramin Bank | Gorakhpur | State Bank of India |
| 6 | Triveni Kshetriya Gramin Bank | Orai | Allahabad Bank |
| 7 | Uttar Pradesh Gramin Bank | Meerut | Punjab National Bank |
Amalgamation during financial year 2006-07
| S.No. | Name | Head Office | Sponsor Bank | Date of Establishment | Amalgamated Bank | Head Office | Sponsor Bank | Date of Establishment |
|---|---|---|---|---|---|---|---|---|
| 1 | Aligarh Kshetriya Gramin Bank | Aligarh | Canara Bank | Shreyas Gramin Bank | Aligarh | Canara Bank | June 1, 2006 | |
| 2 | Etah Gramin Bank | Etah | 1977 | |||||
| 3 | Jamuna Gramin Bank | Agra | ||||||
| 4 | Avadh Gramin Bank | Bank of India | June 7, 1977 | Aryavart Gramin Bank | Lucknow | Bank of India | October 3, 2006 | |
| 5 | Barabanki Gramin Bank | Barabanki | March 26, 1976 | |||||
| 6 | Farrukhabad Gramin Bank | Farrukhabad | March 29, 1976 |
Amalgamation during financial year 2007-08
| S.No. | Name | Head Office | Sponsor Bank | Amalgamated Bank | Head Office | Date of Establishment | Sponsor Bank |
|---|---|---|---|---|---|---|---|
| 1 | Devi Patan Gramin Bank | Gonda | Punjab National Bank | Sarva U.P. Gramin Bank[4] | Meerut | November 23, 2007 | Punjab National Bank |
| 2 | Kisan Gramin Bank | Budaun | |||||
| 3 | Rani Laxmi Bai Kshetriya Gramin Bank | Jhansi | |||||
| 4 | Uttar Pradesh Gramin Bank | Meerut | |||||
| 5 | Baroda Eastern Uttar Pradesh Gramin Bank | Bank of Baroda | Baroda Uttar Pradesh Gramin Bank | Raebareli | March 31, 2008 | Bank of Baroda | |
| 6 | Baroda Western Uttar Pradesh Gramin Bank |
Amalgamation during financial year 2009-10
| S.No. | Name | Head Office | Sponsor Bank | Amalgamated Bank | Head Office | Date of Establishment | Sponsor Bank |
|---|---|---|---|---|---|---|---|
| 1 | Balliya Kshetriya Gramin Bank | Balliya | Central Bank of India | Balliya Etawah Kshetriya Gramin Bank | Balliya | January 1, 2010 | Central Bank of India |
| 2 | Etawah Kshetriya Gramin Bank | Etawah | |||||
| 3 | Lucknow Kshetriya Gramin Bank | Sitapur | Allahabad Bank | Allahabad UP Gramin Bank | Banda | March 2, 2010 | Allahabad Bank |
| 4 | Triveni Kshetriya Gramin Bank | Orai |
Amalgamation during financial year 2012-13
| S.No. | Name | Head Office | Date of Establishment | Sponsor Bank | Amalgamated Bank | Head Office | Sponsor Bank | Date of Establishment |
|---|---|---|---|---|---|---|---|---|
| 1 | Aryavart Gramin Bank | Lucknow | October 3, 2006 | Bank of India | Aryavart Kshetriya Gramin Bank | Lucknow | Bank of India | October 1, 2012 |
| 2 | Kshetriya Kisan Gramin Bank | Mainpuri | May 20, 1980 | Uttar Pradesh State Co-operative Bank Ltd. |
Amalgamation during financial year 2013-14
| S.No. | Name | Head Office | Sponsor Bank | Date of Establishment | Amalgamated Bank | Head Office | Sponsor Bank | Date of Establishment |
|---|---|---|---|---|---|---|---|---|
| 1 | Purvanchal Gramin Bank | Gorakhpur | State Bank of India | 2005 | Purvanchal Bank | Gorakhpur | State Bank of India | 2013 |
| 2 | Balliya Etawah Gramin Bank | Balliya | Central Bank of India | January 1, 2010 | ||||
| 3 | Aryavart Kshetriya Gramin Bank | Lucknow | Bank of India | October 1, 2012 | Gramin Bank of Aryavart | Lucknow | Bank of India | April 1, 2013 |
| 5 | Shreyas Gramin Bank | Aligarh | Canara Bank | June 1, 2006 |
Amalgamation during financial year 2019-20
| S.No. | Name | Head Office | Sponsor Bank | Date of Establishment | Amalgamated Bank | Head Office | Sponsor Bank | Date of Establishment |
|---|---|---|---|---|---|---|---|---|
| 1 | Gramin Bank of Aryavart | Lucknow | Bank of India | April 1, 2013 | Aryavart Bank | Lucknow | Bank of India | April 1, 2019 |
| 2 | Allahabad UP Gramin Bank | Banda | Allahabad Bank | March 2, 2010 | ||||
| 3 | Prathama Bank | Moradabad | Syndicate Bank | October 2, 1975 | Prathama U.P. Gramin Bank | Moradabad | Punjab National Bank | |
| 4 | Sarva U.P. Gramin Bank | Meerut | Punjab National Bank | November 23, 2007 |
Amalgamation during financial year 2020-21
Union Bank of India had sponsored four RRBs in India out of which three were in U.P namely, Kashi Gramin Bank, Gomti Gramin Bank and Samyut Kshetriya Gramin Bank. Samyut Khetriya Gramin Bank established on 6th Jan 1976, with its Head Office at AZAMGARH. It covered four districts It had 168 branches.
| S.No. | Name | Head Office | Sponsor Bank | Date of Establishment | Amalgamated Bank | Head O fice | Sponsor Bank | Date of Establishment |
|---|---|---|---|---|---|---|---|---|
| 1 | Baroda Uttar Pradesh Gramin Bank | Raebareli | Bank of Baroda | March 31, 2008 | Baroda U.P. Bank[5] | Gorakhpur | Bank of Baroda | April 1, 2020 |
| 2 | Kashi Gomti Samyukt Gramin Bank | Varanasi | Union Bank of India | September 2005 | ||||
| 3 | Purvanchal Bank | Gorakhpur | State Bank of India | 2013 |
Amalgamation during financial year 2025-26
| S.No. | Name | Head Office | Sponsor Bank | Amalgamated Bank | Head Office | Sponsor Bank | Date of Establishment |
|---|---|---|---|---|---|---|---|
| 1 | Aryavart Bank | A-2/46, Vijay Khand, Gomti Nagar, Lucknow 226010[6] |
Bank of India | Uttar Pradesh Gramin Bank[7][8] | 2nd and 3rd floor, NBCC Commercial Complex, Vardan Khand, Gomti Nagar Extension Lucknow, Uttar Pradesh - 226010[9] |
Bank of Baroda | May 1, 2025 |
| 2 | Baroda U.P. Bank | Taramandal, Gorakhpur 273016 |
Bank of Baroda | ||||
| 3 | Prathama U.P. Gramin Bank | Ram Ganga Vihar Phase 2, Moradabad 244001 |
Punjab National Bank |
References
- ↑ The Regional Rural Banks Act, 1976
- ↑ The largest rewrite of the banking history and merger's cultural traps. Business Standard India(2019-09-07). Retrieved 2021-06-02.
- ↑ Government's RRB Consolidation Drive reduces RRBs from 196 to 28 Under 'One State-One RRB' Policy to Boost Efficiency and Financial Strength. Press Information Bureau (pib). Retrieved 2025-10-24.
- ↑ Sarva U.P. Gramin Bank.
- ↑ दैनिक जागरण: बैंकों का विलय : एक हुए UP के तीन बैंक, अब बड़ौदा यूपी बैंक नाम से जाने जाएंगे.
- ↑ Before the merger, the Aryavart Bank head office was already located from A-2/46, Vijay Khand, Gomti Nagar, Lucknow to 2nd and 3rd floor, NBCC Commercial Complex, Vardan Khand, Gomti Nagar Extension, Lucknow, Uttar Pradesh, 226010. The new building for this head office was inaugurated on April 1, 2025, shortly before the official merger date.
- ↑ Govt announces 'One State, One RRB' implementation from May 1, 2025.
- ↑ about us :: Uttar Pradesh Gramin Bank.
- ↑

UPGB headquarters building used since April 1, 2025