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Last edited August 14, 2023

Template:Infobox company Jana Small Finance Bank is a small finance bank that commenced operations on March 28, 2018, headquartered in Bangalore, India.[1] The Reserve Bank of India issued a licence to the bank under Section 22 (1) of the Banking Regulation Act, 1949.[2] Prior to becoming a bank, the company was India's largest microfinance institution, Janalakshmi Financial Services,[3] founded July 24, 2006.[4]

As a microfinance lender, the company survived large losses following the 2016 Indian banknote demonetisation, reporting total losses of ₹2,504 crore (US$Template:To USD million) at the time of its conversion to a small finance bank.[3] Jana reported in November 2019 that the September 2019 quarter was its first profitable quarter since demonetisation.[5]

DigiGen

DigiGen is a digital banking platform launched by Jana Small Finance Bank.[6]

Shareholding

Major investors in Jana include US-based private equity fund managers TPG Capital and HarbourVest Partners.[5]

See also

References

  1. Jana Small Finance Bank. www.janabank.com. Retrieved 2021-03-15.
  2. Jana Small Finance Bank Limited commences operations. Reserve Bank of India(March 28, 2018). Retrieved July 7, 2019.
  3. 3.0 3.1 Jana Small Finance Bank launches commercial operations. livemint.com(July 18, 2018). Retrieved July 7, 2019.
  4. Jana Small Finance Bank Ltd. Bloomberg. Retrieved 7 July 2019.
  5. 5.0 5.1 TPG Capital leads ₹225 cr funding round in Jana Small Finance Bank. livemint.com(8 November 2019). Retrieved 12 November 2019.
  6. DIGIGEN by Jana Small Finance Bank.

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